Terms and Conditions

Welcome to our website. By accessing or purchasing from this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

1. Digital Products

All products sold on this website are digital products (such as spreadsheets, trackers, templates, or other downloadable resources). No physical items will be shipped.
After purchase, you will receive access to the product via a download link or Google Drive link.

2. Usage Rights

When you purchase our digital products, you are granted a personal, non-transferable, non-exclusive license to use them.

You may:
• Use the product for personal or internal business use
• Make copies for your own use only

You may not:
• Resell, redistribute, or share the product
• Claim the product as your own
• Upload the product to public platforms or marketplaces

3. Making a Copy 

Some files may be provided as view-only. You are required to make a copy of the files to your own Google Drive before using them. Original files may not be editable.

4. Payments

All prices are listed in Indian Rupees (₹) unless stated otherwise.
Payments are processed securely through third-party payment gateways. We do not store your payment details.
Prices and offers are subject to change at any time without prior notice.

5. Refund Policy

Due to the nature of digital products, all sales are final.
Once access is granted, we do not offer refunds, exchanges, or cancellations unless explicitly mentioned on the product page.

6. Disclaimer

Our products are designed for educational and organizational purposes only.
We do not provide financial, legal, or investment advice.
Use of the product is at your own discretion and risk.
We are not responsible for any financial decisions or outcomes resulting from the use of our products.

7. Accuracy of Information

We strive to ensure all product descriptions and information are accurate. However, we do not guarantee that all content is error-free or suitable for every individual situation.

8. Intellectual Property

All content, designs, templates, and materials provided on this website are the intellectual property of the website owner and are protected by copyright laws.
Unauthorized use, copying, or distribution is strictly prohibited.

9. Limitation of Liability

We shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our products.

10. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page.

11. Contact Information

If you have any questions regarding these Terms and Conditions, you may contact us through the details provided on our website.